Learn about fundamental financial concepts like the time value of money, growth and rate of return, discount factors, depreciation, and inflation.

Fundamental financial concepts

Growth and rate of return

Compound interest

Discount factors and depreciation

Present and future value

Present value

Future value

Adjusting future values for inflation

Net present value and cash flows

Discounting cash flows

Initial project costs

Diminishing cash flows

The Time Value of Money

In this chapter, you will act as the CEO of a company, making important data-driven financial decisions about projects and financing using measures such as IRR and NPV.

A tale of two project proposals

Project proposals and cash flows projections

Internal Rate of Return

Make a decision based on IRR

The Weighted Average Cost of Capital

Debt and equity financing

Calculating WACC

Comparing project NPV with IRR

Comparing two projects of different life spans

Two project with different lifespans

Calculating IRR and NPV with different project lifespans

Using the equivalent annual annuity approach

Making a data-driven decision on projects of different lifespans

 Making Data-Driven Financial Decisions

You just got married, and you're looking for a new home in Hoboken, New Jersey. You will build a mortgage payment simulator to estimate your mortgage payments and analyze different possible economic scenarios.

Nozioni di base sul mutuo

Accendere un mutuo

Calcolare la rata mensile del mutuo

Ammortamento, interessi e capitale

Calcolare pagamenti di interessi e capitale

Simulare i pagamenti periodici (I)

Simulare i pagamenti periodici (II)

Proprietà della casa, equity e previsione

Pagamenti cumulativi e patrimonio immobiliare

Prezzi delle case in aumento

Calano i prezzi delle case e mutui underwater

Simulating a Mortgage Loan

You just got a new job as a data scientist in San Francisco, and you're looking for an apartment. In this chapter, you'll be building your own budgeting application to plan out your financial future.

Budgeting project proposal

Salary and taxes

Monthly expenses and savings

Forecast salary growth and cost of living

Forecast growing expenses due to inflation

Net worth and valuation in your personal financial life

Calculate your net worth

So you want to be a millionaire?

Investing a percentage of your income (I)

Investing a percentage of your income (II)

The power of time and compound interest

Investing over time

Inflation-adjusted net worth

Financial concepts in your daily life

Budgeting Application

Capire i principi di base della finanza è essenziale per prendere decisioni importanti, dal sottoscrivere un prestito studentesco al costruire un portafoglio di investimento. Combinare le nozioni finanziarie di base con Python ti permetterà di creare strumenti molto potenti. Al termine di questo corso capirai il valore temporale del denaro, come confrontare progetti potenziali e come prendere decisioni finanziarie razionali basate sui dati.

Intermediate Python for Finance

Scopri il valore del denaro nel tempo e prendi decisioni finanziarie razionali con Python e Numpy.

Proprietà della casa, equity e previsione

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