Learn about fundamental financial concepts like the time value of money, growth and rate of return, discount factors, depreciation, and inflation.

Fundamental financial concepts

Growth and rate of return

Compound interest

Discount factors and depreciation

Present and future value

Present value

Future value

Adjusting future values for inflation

Net present value and cash flows

Discounting cash flows

Initial project costs

Diminishing cash flows

The Time Value of Money

In this chapter, you will act as the CEO of a company, making important data-driven financial decisions about projects and financing using measures such as IRR and NPV.

A tale of two project proposals

Project proposals and cash flows projections

Internal Rate of Return

Make a decision based on IRR

The Weighted Average Cost of Capital

Debt and equity financing

Calculating WACC

Comparing project NPV with IRR

Comparing two projects of different life spans

Two project with different lifespans

Calculating IRR and NPV with different project lifespans

Using the equivalent annual annuity approach

Making a data-driven decision on projects of different lifespans

 Making Data-Driven Financial Decisions

You just got married, and you're looking for a new home in Hoboken, New Jersey. You will build a mortgage payment simulator to estimate your mortgage payments and analyze different possible economic scenarios.

Mortgage basics

Taking out a mortgage loan

Calculating the monthly mortgage payment

Amortization, interest and principal

Calculating interest and principal payments

Simulating periodic payments (I)

Simulating periodic payments (II)

Home ownership, equity and forecasting

Cumulative payments and home equity

Rising housing prices

Falling housing prices and underwater mortgages

Simulating a Mortgage Loan

You just got a new job as a data scientist in San Francisco, and you're looking for an apartment. In this chapter, you'll be building your own budgeting application to plan out your financial future.

Proposta di progetto per il budget

Stipendio e tasse

Spese e risparmi mensili

Prevedi la crescita dello stipendio e il costo della vita

Prevedi l’aumento delle spese dovuto all’inflazione

Patrimonio netto e valutazione nella tua vita finanziaria personale

Calcola il tuo patrimonio netto

Vuoi diventare milionario?

Investire una percentuale del tuo reddito (I)

Investire una percentuale del tuo reddito (II)

Il potere del tempo e dell’interesse composto

Investire nel tempo

Patrimonio netto corretto per l'inflazione

Concetti finanziari nella tua vita quotidiana

Budgeting Application

Capire i principi di base della finanza è essenziale per prendere decisioni importanti, dal sottoscrivere un prestito studentesco al costruire un portafoglio di investimento. Combinare le nozioni finanziarie di base con Python ti permetterà di creare strumenti molto potenti. Al termine di questo corso capirai il valore temporale del denaro, come confrontare progetti potenziali e come prendere decisioni finanziarie razionali basate sui dati.

Intermediate Python for Finance

Scopri il valore del denaro nel tempo e prendi decisioni finanziarie razionali con Python e Numpy.

Concetti finanziari nella tua vita quotidiana

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