模拟分期还款(II)
在上一题的基础上,您决定扩展程序,记录每期的本金和利息偿还额,并将结果绘制成图,而不是只打印出来。
本例中,绘图代码已经提供。您只需完成 for 循环中的逻辑,以及每次迭代都会更新的变量初始化。
本练习是课程的一部分
Python 金融概念入门
练习说明
- 逐期保存
interest_paid和principal_paid。 - 根据当期的本金偿还额和剩余本金,计算每期的
principal_remaining。 - 运行提供的代码,绘制每月利息与本金偿还额对比图。
交互式实操练习
通过完成这段示例代码来试试这个练习。
# Loop through each mortgage payment period
for i in range(0, mortgage_payment_periods):
# Handle the case for the first iteration
if i == 0:
previous_principal_remaining = mortgage_loan
else:
previous_principal_remaining = principal_remaining[i-1]
# Calculate the interest based on the previous principal
interest_payment = round(previous_principal_remaining*mortgage_rate_periodic, 2)
principal_payment = round(periodic_mortgage_payment - interest_payment, 2)
# Catch the case where all principal is paid off in the final period
if previous_principal_remaining - principal_payment < 0:
principal_payment = previous_principal_remaining
# Collect the historical values
interest_paid[i] = ____
principal_paid[i] = ____
principal_remaining[i] = ____
# Plot the interest vs principal
plt.plot(interest_paid, color="red")
plt.plot(principal_paid, color="blue")
plt.legend(handles=[interest_plot, principal_plot], loc=2)
plt.show()