An introduction to modeling financial statements in Sheets focusing on balance and income statements, which help create cash flow models. 

How to love models

Format the income statement

Create the sum values

Copy sums for each year

Continuing simple models with balance sheets

Format a balance statement model

Balance all the years

Common size statement

Build a cash flow model

Update the cash flow

Complete cash flow for all years

Forecast Cash Flows

What are Models?

Learn Sheet's financial model functions by creating investment models with the fv, pv, pmt, and nper functions. You will also learn how to pay off debts in a loan amortization table. 

Value functions

Estimate effective interest rates

How much will I earn?

Double your money

Growing your money

Out-of-state tuition

Add some starter money

Can your child pay for college?

Study abroad for a year

Reducing your debt

Start the loan amortization table

Where did your money go?

Complete loan model

Time Value Money Models

Saving for retirement is tricky, but in this chapter, you will learn how to create models that help you plan to save and use your money after retirement. 

Retirement planning in real dollars

What's your nest egg?

How much do you need to pay?

Finish and visualize

Retirement planning in nominal dollars 1

Update yearly values

Add the estimate of fixed income

Break down the stock balance

Retirement planning in nominal dollars 2

Add withdrawals and money made

Calculate total year-end

How much initial money?

Planning and Investing Models

Stock prices go up and down but can we model them? Learn about volatility and simulating stock prices in this final chapter. 

Living with uncertainty

Relative price and daily return

What is the average return?

Find volatility

A simple stock model

Expected return and random values

Certainty and uncertainty

Uncertainty charted

Stock probabilities

Stepping out the expected return

Create the steps for min and max stock prices

What is the most likely stock price?

Model stock price probability

Complete the probability table

Graph the stock distribution

 Probabilistic Models

Have you ever wanted to plan for retirement, understand the stock market, or create a cash flow for your business? In this course, you will learn how to build business and financial models in Sheets. Google Sheets is an excellent technology for business models! You can create a framework for your goal, like understanding the growth of investments, and then update that framework based on current data. You will learn the basics of business modeling focusing on cash flows, investments, annuities, loan amortization, and saving for retirement. By the end of the course, you will have gained referencing and function skills in Sheets that you can apply to all sorts of models.

<p>
    Have you ever wanted to plan for retirement, understand the stock market, or create a cash flow for your business? This comprehensive course guides you through the process of building robust business and financial models using Google Sheets. Recognized for its versatility, Google Sheets serves as an exceptional tool for creating detailed business models. It empowers you to establish a clear framework for various financial goals, such as tracking investment growth, and enables you to update this framework with real-time data. This introductory section will set the stage for what you can expect to learn and achieve through the course.
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<h2>Core Modeling Techniques</h2>
<p>
    The course delves into the basics of business modeling, with a particular emphasis on critical aspects like cash flows, investments, annuities, loan amortization, and planning for retirement. You will be introduced to the fundamental principles that underpin these financial concepts, providing a solid foundation for building and interpreting models. This segment is designed to equip you with the necessary knowledge to understand how different financial variables interact and affect each other in a business context.
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<h2>Advanced Functions and Applications in Sheets</h2>
<p>
    As you progress, the course will introduce more advanced features of Google Sheets, focusing on referencing and function skills essential for constructing sophisticated models. You will learn how to utilize these features to enhance the accuracy and efficiency of your models. By the end of this course, you will not only have a thorough understanding of the theoretical aspects of business and financial modeling but also gain practical skills in using Google Sheets to apply these concepts to real-world scenarios. This hands-on experience will be invaluable in both your professional and personal financial planning.
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Intermediate Google Sheets

Learn the basics of business modeling using Google Sheets, focusing on cash flows, investments, annuities, loan amortization, and saving for retirement.

Financial Modeling in Google Sheets

Learn basic business modeling including cash flows, investments, annuities, loan amortization, and more using Google Sheets.

Finance Fundamentals in Google Sheets

Find volatility

Financial Modeling in Google Sheets

Exercise instructions

Hands-on interactive exercise