模擬分期付款(II)
你決定在上一題的程式基礎上擴充功能,將每期支付的本金與利息都存起來,並改成繪圖呈現結果,而不是只印出數值。
在這個例子中,繪圖的程式碼已經寫好了,所以你只需要完成 for 迴圈內的邏輯,以及每次迭代會更新的變數初始化。
本練習屬於課程
Python 金融概念入門
練習說明
- 將每一期的
interest_paid與principal_paid儲存起來。 - 根據本金償還金額與剩餘本金,計算每一期的
principal_remaining。 - 執行提供的程式碼,繪製每月利息與本金支付的比較圖。
動手互動練習
試著完成這個範例程式碼,體驗一下這個練習。
# Loop through each mortgage payment period
for i in range(0, mortgage_payment_periods):
# Handle the case for the first iteration
if i == 0:
previous_principal_remaining = mortgage_loan
else:
previous_principal_remaining = principal_remaining[i-1]
# Calculate the interest based on the previous principal
interest_payment = round(previous_principal_remaining*mortgage_rate_periodic, 2)
principal_payment = round(periodic_mortgage_payment - interest_payment, 2)
# Catch the case where all principal is paid off in the final period
if previous_principal_remaining - principal_payment < 0:
principal_payment = previous_principal_remaining
# Collect the historical values
interest_paid[i] = ____
principal_paid[i] = ____
principal_remaining[i] = ____
# Plot the interest vs principal
plt.plot(interest_paid, color="red")
plt.plot(principal_paid, color="blue")
plt.legend(handles=[interest_plot, principal_plot], loc=2)
plt.show()