Impact of rising interest rates
In this example, the interest rates will rise by 0.25% every month, while the payment as calculated by the PMT() function remains the same.
To calculate the correct closing balance, you will need to manually calculate the interest and principal balances every month.
Will there be negative amortization that will result in the loan never being paid off?
Это упражнение является частью курса
Амортизация кредита в Google Sheets
Инструкции к упражнению
- Enter the correct interest payments in column
Ifor every month on the loan, using the annual new interest rate in columnH. - Enter the monthly principal repayments in column
J.
Практическое интерактивное упражнение
Превратите теорию в практику с помощью одного из наших интерактивных упражнений
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