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def calculateMonthlyInterestRate(annual_interest_rate):
    """This function calculates monthly interest
        given the annual interest rate.
    """
    if annual_interest_rate >= 0:
        return annual_interest_rate / 12
    else:
        monthly_interest_rate = 0
    return round(monthly_interest_rate, 2)

monthly_rate = calculateMonthlyInterestRate(.06)
print(monthly_rate)

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