Impact of rising interest rates
In this example, the interest rates will rise by 0.25% every month, while the payment as calculated by the PMT() function remains the same.
To calculate the correct closing balance, you will need to manually calculate the interest and principal balances every month.
Will there be negative amortization that will result in the loan never being paid off?
Diese Übung ist Teil des Kurses
Loan Amortization in Google Sheets
Anleitung zur Übung
- Enter the correct interest payments in column
Ifor every month on the loan, using the annual new interest rate in columnH. - Enter the monthly principal repayments in column
J.
Interaktive Übung
In dieser interaktiven Übung kannst du die Theorie in die Praxis umsetzen.
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