Interpreting a CrossTable()

How would you interpret the results in the table you constructed at the end of the previous exercise? As a reminder, here is the code for producing the CrossTable(). You can have another look at it in the R console.

CrossTable(loan_data$grade, loan_data$loan_status, prop.r = TRUE, 
           prop.c = FALSE, prop.t = FALSE, prop.chisq = FALSE)

Possible Answers

The proportion of defaults increases when the credit rating moves from A to G.
The proportion of defaults decreases when the credit rating moves from A to G.
The proportion of defaults stays relatively stable when the credit rating moves from A to G.

Exercise

Interpreting a CrossTable()

Instructions

Possible Answers